The HMRC Scam

In 2023, HMRC reported over 130,000 phone scams, with victims losing an average of £3,000 each. Scammers impersonate tax officials, claiming you owe back taxes and threatening legal action. And if this number seems high enough, we believe that many more successful scams were not reported.

“If you receive a suspicious call claiming to be from HMRC, it is best to hang up and contact HMRC directly using the phone number on their official website. Remember, HMRC will never demand immediate payment or threaten legal action.”

— HM Revenue and Customs (HMRC) Official Guidance [Source]

65%

of reported HMRC scams involve threats of legal action.

£0

Average loss per victim.

Most reported number:

“They said I had unpaid taxes. It was terrifying!”

Advice: HMRC will never use aggressive tactics or demand immediate payment over the phone. If in doubt, hang up and contact HMRC directly using the number on their official website.

The Tech Support Scam

Our data shows a 15% increase in tech support scam reports in the past six months. Callers claim to be from companies like BT or TalkTalk, saying your internet is compromised. Legitimate UK tech companies don’t make unsolicited calls about your devices. We discovered they often pretend to be from a different service provider offering better deals and even have your personal details, making them more believable. However, we found that the scammers obtain your details by buying your personal information from data sellers.

“If you get an unsolicited call claiming to be from a tech support team, do not provide personal details or access to your computer. Legitimate companies do not make such calls.”

— Action Fraud, UK’s National Fraud & Cyber Crime Reporting Centre [Source]

15%

of tech support scams involve false claims of internet issues.

£0

Average reported losses.

“I was tricked into giving access to my computer. It was a nightmare!”

Advice: Never provide personal information or payment details over the phone unless you initiated the call.

The Bank Fraud Alert Scam

The Financial Conduct Authority (FCA) reported a 40% rise in bank impersonation scams in 2023. Scammers pose as your bank’s fraud department, often spoofing the bank’s actual phone number.

“Never share your personal details or financial information over the phone, especially if you did not initiate the call. Banks will never ask you for sensitive information in this manner.”

— Financial Conduct Authority (FCA) Official Advice [Source]

40%

of bank fraud scams involve spoofed caller IDs.

£0

Average loss reported.

“I was told my account was compromised. They seemed so real!”

Advice: Always verify directly with your bank using the contact details on their official website.

The Pension Scam

With the recent changes to UK pension regulations, scammers are capitalizing on confusion. They offer “free pension reviews” or claim to have better investment opportunities.

Recent Event: In March 2024, the UK government launched a new campaign, ScamSmart, to educate the public about pension scams. Visit the FCA’s ScamSmart website for the latest information.

“Be wary of unsolicited calls regarding pensions. Always verify with a legitimate financial advisor or check the FCA’s register to ensure you are dealing with a reputable firm.”

— The Pensions Regulator, UK [Source]

25%

of pension scams are conducted via cold calls.

£0

Average losses reported.

“They promised me high returns. It felt too good to be true!”

Advice: Be cautious of any unsolicited offers regarding your pension. Always consult a financial advisor.

The Lottery or Prize Scam

Our database shows numerous reports of scammers claiming to represent the National Lottery or Premium Bonds.

Under the Gambling Act 2005, it’s illegal to sell lottery tickets by telephone. Legitimate UK lotteries will never ask you to pay to collect winnings or offer you to buy the tickets.

“If you didn’t enter a lottery, you can’t win. Legitimate lotteries never require you to pay fees to collect a prize.”

— National Lottery Official Guidelines [Source]

30%

of lottery scams are reported by victims.

£0

Average loss reported.

“I was told I’d won a prize, but I had to pay first. I should have known better!”

Advice: If you receive a call about a lottery win that you didn’t enter, it’s likely a scam. Hang up immediately.

Common Phone Scams in the UK: Insights from WhosRinging.co.uk

At whosringing.co.uk, we’ve seen firsthand how phone scams continue to plague UK residents. Our database of numbers reveals an alarming trend: scammers are becoming increasingly sophisticated. We share insights from our user reports and provide up-to-date information on the most common phone scams targeting UK citizens, in effort to help prevent you falling foul.

For more information on scams, visit Action Fraud.

Beware of Common Scam Tactics

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